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Employee Benefits

Keep good people. Control the cost.

Hiring in Singapore is expensive. Losing people is more expensive. A well-structured benefits programme is one of the highest-ROI retention tools an SME has, and one of the most commonly overengineered or neglected.

The problems we hear from directors

"Healthcare costs go up every renewal and I can't tell what we're paying for."
"My staff don't even use the benefits we have."
"Admin takes my HR person days every quarter."
"Bigger companies are poaching my people with better packages."

Track 1

Modern digital benefits

In partnership with SODA by Doctor Anywhere. For teams that want benefits people actually use:

  • Telehealth-first care: employees see a doctor from their phone, often within minutes.
  • Islandwide GP network for in-person visits.
  • Digital benefits administration: enrolment, claims, and utilisation in one dashboard, not a spreadsheet.
  • Predictable, transparent cost per headcount.

Best fitTeams of roughly 5 to 50 that want maximum perceived value per dollar and near-zero admin.

Track 2

Traditional group employee benefits

For companies that need comprehensive, conventional group coverage, we structure and implement full programmes through Singapore's leading insurers:

  • Group Hospitalisation and Surgical (GHS)
  • Group Term Life
  • Group Personal Accident
  • Outpatient GP and Specialist add-ons

Best fitEstablished teams, companies with contractual benefit obligations, or workforces that expect conventional hospital-grade cover.

Which track fits you?

Digital-firstTraditional groupHybrid
Team size5 to 5020+15+
PriorityPerceived value, low adminComprehensive coverBoth
Cost profilePredictable per-headUnderwritten, scales with claimsBlended
Admin burdenMinimalModerateModerate

Most competitors will pitch you whichever one they sell. We scope both, and tell you honestly if the cheaper option is the right one.

Request your benefits review

Tell us about your team and we'll scope a benefits review within one working day.

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